30 YEAR FIXED
Low Fixed Rates For 30 Years
30 YEAR FIXED
Minimum of 3.5% Down
30 YEAR FIXED
100% VA Loan With No Private Mortgage Insurance
30 YEAR FIXED
100% Financing In Rural Areas
First-Time Home Buyer in Ingleside, Texas
For a first time home buyer Ingleside offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Ingleside offers ways to make it work for you.
Ingleside First Time Home Buyer Programs
There are programs in the Ingleside area to help first time home buyers. The first to consider is HCDD which is Ingleside’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Ingleside. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.
Housing and Community Development Department of Ingleside HAP Program
For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Ingleside area and buying a home that lies within the City of Ingleside for tax purposes.
Affordable Housing Corporation of the State of Texas
Also, for a first time home buyer Ingleside has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.
Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Ingleside home buyers. This is a grant, so the family does not need to pay it back.
Free Homebuyer Education Classes in Ingleside
Perhaps the most important thing for a first time home buyer in Ingleside is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Ingleside area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Ingleside or anywhere.
Best Mortgage Rates in Ingleside Texas
- 1st – Preliminary Assessment – Let’s see how much you qualify for.
- 2nd – Appraisal Report – Let’s find out the value.
- 3rd – Approval and Closing – We can close your file in 30 days or less!
- See exactly how much you can qualify for instantly!
- Work with our award-winning team of local Loan Specialists.
- Let us help you close your loan in 30 days or less.
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We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »
The Professional Prodigy Lending Home Loan Company In Ingleside, Texas
Prodigy Lending Home Loans
Purchasing your first home in Ingleside is one of the most important decisions that you will ever make, owing to the large sums of money involved. That is why you are advised to choose a reputable and highly experienced lender so as your finances do not go to hell on a handbasket.
Here at Prodigy Lending Home Loans, we are committed to ensuring that the dreams of our clients are met to the later by offering them different home loans, consolidating their debts, as well as refinancing their loans. You can trust us in tailoring for you the mortgage that has your best interests at heart. We have been in the scene for over 17 years now, which has helped us fine-tune the services and products that we offer. Jump onto our bandwagon today to get a full taste of our services.
Conventional Home Loan
Just as stated earlier, we here at Prodigy Lending Home Loans are committed to helping our clients get the best out of their finances. That is why we offer a wide range of home loan programs from which you can choose from. Our conventional home loan goes far and beyond offering you the money to buy your first home in Ingleside, as it attracts very low-interest rates and reduced mortgage insurance costs, which helps you to save. in addition, all the down payment that you will have to pay for the home loan is 3% which is very low.
Our FHA home loan has enabled us to rise through the ranks to become the leading lending agency in the country. This is due to its lenient guidelines that you must surpass for you to qualify. this being the case, qualifying for the Federal Housing Administration is very easy, as you can qualify even with a high debt to income ratio. As if that is not enough, this home loan program attracts low-interest rates which helps you save on your money. you can therefore never go wrong by choosing FHA home loan.
We also offer VA loan to people who have served as veterans as well as USDA home loan which is meant for low-income earners. it goes without saying that the two loans share many features and benefits. For instance, both of these home loans offer 100% financing thus helping you get all the money that you need.
In addition, they have very lenient guidelines which make them easy to qualify for. as if that is not enough, they both attract low-interest rates thus helping you save. it is worth noting that the VA loan does not attract any mortgage insurance costs, while the USDA home loans do not demand any down payment.
Please contact us if you have any questions!