30 YEAR FIXED
Low Fixed Rates For 30 Years
30 YEAR FIXED
Minimum of 3.5% Down
30 YEAR FIXED
100% VA Loan With No Private Mortgage Insurance
30 YEAR FIXED
100% Financing In Rural Areas
First-Time Home Buyer in Gregory, Texas
For a first time home buyer Gregory offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Gregory offers ways to make it work for you.
GregoryFirst Time Home Buyer Programs
There are programs in the Gregoryarea to help first time home buyers. The first to consider is HCDD which is Gregory’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Gregory. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.
Housing and Community Development Department of Gregory HAP Program
For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Gregory area and buying a home that lies within the City of Gregory for tax purposes.
Affordable Housing Corporation of the State of Texas
Also, for a first time home buyer Gregory has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.
Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Gregory home buyers. This is a grant, so the family does not need to pay it back.
Free Homebuyer Education Classes in Gregory
Perhaps the most important thing for a first time home buyer in Gregory is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Gregory area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Dinero or anywhere.
Best Mortgage Rates in Gregory Texas
- 1st – Preliminary Assessment – Let’s see how much you qualify for.
- 2nd – Appraisal Report – Let’s find out the value.
- 3rd – Approval and Closing – We can close your file in 30 days or less!
- See exactly how much you can qualify for instantly!
- Work with our award-winning team of local Loan Specialists.
- Let us help you close your loan in 30 days or less.
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We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »
The Professional Prodigy Lending Home Loan Company In Gregory, Texas
In case you have been trying to find the best lending agency in Gregory that will not only offer you excellent services and products but also keep your information private and secure, then we here at Prodigy Lending Home Loans are just what you have been looking for. We take great pride in being the number one lending agency in the country. Whenever you choose to walk with us in your journey of buying your first home therefore, you choose to walk with the best in the business. With our 17 years’ experience in the field, you can always place your bet on us, as we will always burn candles at both ends to ensure that your needs are met. In case you need to consolidate your debts, refinance your loans, or get the finances to purchase your first home in Gregory, all you need to do is call us and we will do the rest.
Conventional Home Loan
Our objective here at Prodigy Lending Home Loans is to ensure that all our client’s financial needs are met. That is why we offer different home loan programs much to the delight of our clients. One of the home loans that we offer here at Prodigy Lending Home Loans is the conventional home loan. Our conventional home loan attracts very low-interest rates of 3% as well as reduced mortgage insurance costs, thus making it very cost-effective. To cap it off, we do not charge any lender fee when it comes to the conventional home loan.
Another home loan program that is very popular with our clients is the Federal Housing Administration home loan. What sets this home loan program apart from the rest is its low-interest rates, which not only makes it cost-effective but also affordable. In addition, this home loan program has lenient guidelines that one needs to meet to qualify, thus making it easy to qualify. As if that is not enough, the FHA home loan demands 3.5% of the amount you are applying for as down payment.
The VA and USDA home loans are other home loan programs that we offer here at Prodigy Lending Home Loans. The two home loan programs are specifically tailored for the people who served as veterans as well as middle-income earners respectively. What sets the two home loans apart from the rest is that they give you a 100% financing. In addition, they have lenient guidelines thus making it easy to qualify. To cap it off, they attract very low-interest rates making them cost-effective and affordable. The VA loan does not charge any mortgage insurance costs while the USDA loan does not need any down payment.
Please contact us if you have any questions!