Professional Lending Home Loan Consultant, First Time Home Buyer Assistance & Mortgage Lender Company In Dinero, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 11/22/2019 and subject to change without notice."

First-Time Home Buyer in Dinero, Texas

For a first time home buyer Dinero offers a wide range of housing choices to fit any pocketbook. Home ownership is the American dream but finding the right home in the right neighborhood at the right price can be a challenge. And then, you need to get financing with a mortgage rate that does not eat up all of your paychecks. Luckily, if are worried about the down payment as a first time home buyer Dinero offers ways to make it work for you.

Dinero First Time Home Buyer Programs

There are programs in the Dinero area to help first time home buyers. The first to consider is HCDD which is Dinero’s Housing and Community Development Department. This program offers assistance via HAP, the Home-buyer Assistance Program in Dinero. It helps families in the low and middle-income range. For those who qualify, monies can be used for the down payment, buy-down on principal, or closing costs.

Housing and Community Development Department of Dinero HAP Program

For US citizens and permanent US residents, the HAP program can help if you are a first time home buyer or have not been a homeowner for at least three years. Also, to qualify the family must not have more than $15,000 in total assets. Only fixed rate mortgages qualify for this program. Folks can get as much as $30,000 from this program if they meet the qualifications such as falling below the 80% level of median income in the Dinero area and buying a home that lies within the City of Dinero for tax purposes.

Affordable Housing Corporation of the State of Texas

Also, for a first time home buyer Dinero has a non-profit organization that can help out. It is TASHA or the Texas State Affordable Housing Corporation. These folks have the mission of serving low-income families and individuals by helping them get into affordable and decent housing. They commonly come into the picture when other agencies cannot help.

Using private donations, TSAHC provides help with down payments, mortgage loans, and mortgage credit certificates. Their Homes for Texas Heroes Loan Program is especially for veterans, EMS workers, teachers, firefighters, correctional workers, and police. And, their Homes Sweet Texas Home Loan Program provides a 30 year fixed rate loan for eligible Dinero home buyers. This is a grant, so the family does not need to pay it back.

Free Homebuyer Education Classes in Dinero

Perhaps the most important thing for a first time home buyer in Dinero is to their homework. An excellent idea is to take advantage of one of the classes for home buyers in the Dinero area. Learn about how large of a mortgage you should take on with your salary. Learn about the various assistance programs that make home ownership possible for those who otherwise could not afford their own home. Do your homework first. Look into financing before even looking at property. That is a good route to take for a first time home buyer in Dinero or anywhere.

Best Mortgage Rates in Dinero Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
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    The Professional Prodigy Lending Home Loan Company In Dinero, Texas

     

    Whenever you are buying your first home in Dinero has all the required monies can be a hard nut to crack. That is why you need to seek the services of a lending company so that they can help you with the finances that you need. We here at Prodigy Lending Home Loans are not your ordinary lending company we have been able to rise through the ranks to become the number one lending company in the country. This has however not been given to us on a silver platter, we have worked our way to the top by offering top-notch services and products that we are known for. In a bid to ensure that all our client’s needs are met, we do offer wide range of home loans. In case you have been looking forward to buying your first home, consolidating your debts, or refinancing your loans, then give us a call right away. 

    Conventional Home Loan 

    Besides keeping your information safe and secure, we here at Prodigy Lending Home Loans also offer a conventional home loan, much to your liking.  Our conventional home loan has built a name for itself amongst our clients, owing to the low 3% down payment that it demands. In addition, the home loan attracts low monthly insurance costs which make it very cost-effective. We offer this home loan in different terms of 30, 20, 25 and 10 years, thus giving you the chance to choose the one that best suits your bill. 

    FHA Home Loan 

    Another home loan product that we have specialized in here at Prodigy Lending Home Loans is the Federal Housing Administration home loan. This home loan program goes far and beyond making your dream of owning your first home a reality, as it has very lenient guidelines thus making it very easy to qualify. As if that is not enough, the FHA home loan attracts very low-interest rates which make the home loan very cost-effective thus giving you value for your money. With a low down payment of 3.5%, the FHA home loan is ideal for your home loan needs. 

    VA and USDA Home Loan 

    Here at Prodigy Lending Home Loans, we do not discriminate against anybody. That is why we offer VA and USDA home loan to veterans and low and middle-income earners respectively. The two home loan programs offer 100% financing of your project and therefore there is no need of additional debts. In addition, both the VA and USDA home loans attract low-interest rates which makes them cost-effective. As if that is not enough the VA home loan does not attract any mortgage insurance costs, while the USDA loan does not demand any down payment. 

    Please contact us if you have any questions!

 

 

 

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